Do you take insurance?
Yes, I do. I take Blue Cross/Blue Shield (except the High Value Network (HVN) and Access Network) and Preferred One – I am in network with them. For most other insurances (Medica, Health Partners, etc) the coverage for my services would be “Out of Network.” This means that a deductible might need to be met before a percentage of my fee would be covered. The best way to find out if your insurance would cover my services is to call the number on the back of your insurance card.
What do I ask my insurance company when I call the number on my card?
Here are some helpful questions to ask to find out what your coverage for my services would be:
~ Do I have outpatient mental health benefits with this policy?
~ If not, have mental health benefits been “carved out” to another insurance group?
~ Is Julia Clowney, LICSW “in network”?
~ If not, do I have “out of network” benefits that would cover her services?
~ Do I need a referral or authorization in order to see her?
~ How much is my deductible? How much of that has been met so far?
~ Do I have a co-pay or co-insurance? (The CPT code for a 45 minute session is 90834 and the CPT code for a 60 minute session is 90837.)
What are your fees?
As of January 1 2018, I will be lowering my rates to better accommodate the changing health insurance market. More and more people have a high deductible to meet. Lower rates will help people access my services while they are meeting those deductibles, both in and out of network.
- Initial Evaluation (first visit) – CPT code 90791 is $200.
- 60 min therapy (53 minutes or more, most common therapy session) – CPT code 90837 is $175.
- 45 min therapy (38 to 52 minutes, second most common therapy session) – CPT code 90834 is $130.
- 30 min therapy (16 to 37 minutes) – CPT code 90832 is $88.
What if I can’t afford your fees?
I am more than happy to speak to you about your circumstances. Reduced fee services are available on a limited basis. Please inquire when scheduling.